{"id":197652,"date":"2011-06-23T12:36:31","date_gmt":"2011-06-23T04:36:31","guid":{"rendered":"https:\/\/law.asia\/?p=197652"},"modified":"2021-01-15T13:42:14","modified_gmt":"2021-01-15T05:42:14","slug":"cbrc-issues-opinions-basel-iii-accord","status":"publish","type":"post","link":"https:\/\/law-asia.visibleone.dev\/zh-hans\/cbrc-issues-opinions-basel-iii-accord\/","title":{"rendered":"\u94f6\u76d1\u4f1a\u5c31\u5df4\u585e\u5c14\u534f\u8bae(\u4e09)\u51fa\u53f0\u6307\u5bfc\u610f\u89c1"},"content":{"rendered":"<p class=\"Body-DropCaps-Grey-Chi\" lang=\"zh-CN\" style=\"text-align: justify;\"><span class=\"_idGenDropcap-3\">\u4e2d<\/span>\u56fd\u94f6\u884c\u4e1a\u76d1\u7763\u7ba1\u7406\u59d4\u5458\u4f1a\uff08\u7b80\u79f0\u94f6\u76d1\u4f1a\uff09\u4e8e<span lang=\"en-US\">2011<\/span>\u5e74<span lang=\"en-US\">4<\/span>\u6708<span lang=\"en-US\">27<\/span>\u65e5\u9881\u5e03\u300a\u4e2d\u56fd\u94f6\u76d1\u4f1a\u5173\u4e8e\u4e2d\u56fd\u94f6\u884c\u4e1a\u5b9e\u65bd\u65b0\u76d1\u7ba1\u6807\u51c6\u7684\u6307\u5bfc\u610f\u89c1\u300b\uff08\u94f6\u76d1\u53d1<span lang=\"en-US\">[2011]44<\/span>\u53f7\uff0c\u4ee5\u4e0b\u7b80\u79f0\u300a\u6307\u5bfc\u610f\u89c1\u300b\uff09\u3002\u300a\u6307\u5bfc\u610f\u89c1\u300b\u4e8e<span lang=\"en-US\">2012<\/span>\u5e74<span lang=\"en-US\">1<\/span>\u6708<span lang=\"en-US\">1<\/span>\u65e5\u5f00\u59cb\u5b9e\u65bd\u3002<\/p>\n<h2 class=\"Body-Subhead-Grey-Chi\" lang=\"zh-CN\" style=\"text-align: justify;\"><strong><span class=\"vantage-red\">\u51fa\u53f0\u80cc\u666f<\/span><\/strong><\/h2>\n<p class=\"Body-body-Chi\" lang=\"zh-CN\" style=\"text-align: justify;\"><span lang=\"en-US\">2010<\/span>\u5e74<span lang=\"en-US\">12<\/span>\u6708<span lang=\"en-US\">16<\/span>\u65e5\uff0c\u5df4\u585e\u5c14\u59d4\u5458\u4f1a\u53d1\u5e03\u300a\u7b2c\u4e09\u7248\u5df4\u585e\u5c14\u534f\u8bae\u300b\uff08<span lang=\"en-US\">Basel III<\/span>\uff09\uff0c\u786e\u7acb\u4e86\u5fae\u89c2\u5ba1\u614e\u548c\u5b8f\u89c2\u5ba1\u614e\u76f8\u7ed3\u5408\u7684\u91d1\u878d\u76d1\u7ba1\u65b0\u6a21\u5f0f\uff0c\u5927\u5e45\u5ea6\u63d0\u9ad8\u4e86\u5546\u4e1a\u94f6\u884c\u8d44\u672c\u76d1\u7ba1\u8981\u6c42\uff0c\u5e76\u8981\u6c42\u5404\u6210\u5458\u7ecf\u6d4e\u4f53\u4e24\u5e74\u5185\u5b8c\u6210\u76f8\u5e94\u76d1\u7ba1\u6cd5\u89c4\u7684\u5236\u5b9a\u548c\u4fee\u8ba2\u5de5\u4f5c\uff0c<span lang=\"en-US\">2013<\/span>\u5e74<span lang=\"en-US\">1<\/span>\u6708<span lang=\"en-US\">1<\/span>\u65e5\u5f00\u59cb\u5b9e\u65bd\u65b0\u76d1\u7ba1\u6807\u51c6\uff0c<span lang=\"en-US\">2019<\/span>\u5e74<span lang=\"en-US\">1<\/span>\u6708<span lang=\"en-US\">1<\/span>\u65e5\u524d\u5168\u9762\u8fbe\u6807\u3002\u4e2d\u56fd\u94f6\u76d1\u4f1a\u4f5c\u4e3a\u5df4\u585e\u5c14\u59d4\u5458\u4f1a\u7684\u6b63\u5f0f\u6210\u5458\uff0c\u6b64\u756a\u51fa\u53f0\u7684\u300a\u6307\u5bfc\u610f\u89c1\u300b\u65e8\u5728\u501f\u9274\u300a\u7b2c\u4e09\u7248\u5df4\u585e\u5c14\u534f\u8bae\u300b\uff0c\u6784\u5efa\u4e00\u6574\u5957\u7ef4\u62a4\u4e2d\u56fd\u94f6\u884c\u4f53\u7cfb\u957f\u671f\u7a33\u5065\u8fd0\u884c\u7684\u5ba1\u614e\u76d1\u7ba1\u5236\u5ea6\u5b89\u6392\u3002<\/p>\n<h2 class=\"Body-Subhead-Grey-Chi\" lang=\"zh-CN\" style=\"text-align: justify;\"><span class=\"vantage-red\"><strong>\u8d44\u672c\u5145\u8db3\u7387<\/strong><\/span><\/h2>\n<p class=\"Body-body-Chi\" lang=\"zh-CN\" style=\"text-align: justify;\">\u300a\u6307\u5bfc\u610f\u89c1\u300b\u5c06\u76d1\u7ba1\u8d44\u672c\u4ece\u73b0\u884c\u7684\u4e24\u7ea7\u5206\u7c7b\uff08\u4e00\u7ea7\u8d44\u672c\u548c\u4e8c\u7ea7\u8d44\u672c\uff09\u4fee\u6539\u4e3a\u4e09\u7ea7\u5206\u7c7b\uff0c\u5305\u62ec\u6838\u5fc3\u4e00\u7ea7\u8d44\u672c\u3001\u5176\u4ed6\u4e00\u7ea7\u8d44\u672c\u548c\u4e8c\u7ea7\u8d44\u672c\uff0c\u5e76\u4e14\u8bbe\u5b9a\u4e86\u4e09\u4e2a\u5c42\u6b21\u7684\u8d44\u4ea7\u5145\u8db3\u7387\u76d1\u7ba1\u6807\u51c6\uff1a<\/p>\n<ul style=\"text-align: justify;\">\n<li class=\"Body-Bullet-Chi\" lang=\"zh-CN\">\u4e00\u662f\u6838\u5fc3\u4e00\u7ea7\u8d44\u672c\u5145\u8db3\u7387\u3001\u4e00\u7ea7\u8d44\u672c\u5145\u8db3\u7387\u548c\u8d44\u672c\u5145\u8db3\u7387\u5206\u522b\u4e0d\u4f4e\u4e8e<span lang=\"en-US\">5%<\/span>\u3001<span lang=\"en-US\">6%<\/span>\u548c<span lang=\"en-US\">8%<\/span>\u3002<\/li>\n<li class=\"Body-Bullet-Chi\" lang=\"zh-CN\">\u4e8c\u662f\u5f15\u5165\u9006\u5468\u671f\u8d85\u989d\u8d44\u672c\u8981\u6c42\uff0c\u5305\u62ec\uff1a\u8981\u6c42\u5546\u4e1a\u94f6\u884c\u57fa\u4e8e\u8de8\u5468\u671f\u7684\u98ce\u9669\u53c2\u6570\u8ba1\u91cf\u8d44\u672c\uff1b\u8ba1\u63d0<span lang=\"en-US\">2.5%<\/span>\u7684\u7559\u5b58\u8d85\u989d\u8d44\u672c\u8981\u6c42\uff1b\u8ba1\u63d0<span lang=\"en-US\">0-2.5%<\/span>\u7684\u9006\u5468\u671f\u8d85\u989d\u8d44\u672c\u3002<\/li>\n<li class=\"Body-Bullet-Chi\" lang=\"zh-CN\">\u4e09\u662f\u589e\u52a0\u7cfb\u7edf\u91cd\u8981\u6027\u94f6\u884c\u7684\u9644\u52a0\u8d44\u672c\u8981\u6c42\uff0c\u6682\u5b9a\u4e3a<span lang=\"en-US\">1%<\/span>\u3002\u300a\u6307\u5bfc\u610f\u89c1\u300b\u5b9e\u65bd\u540e\uff0c\u6b63\u5e38\u6761\u4ef6\u4e0b\u7cfb\u7edf\u91cd\u8981\u6027\u94f6\u884c\u548c\u975e\u7cfb\u7edf\u91cd\u8981\u6027\u94f6\u884c\u7684\u8d44\u672c\u5145\u8db3\u7387\u5206\u522b\u4e0d\u4f4e\u4e8e<span lang=\"en-US\">11.5%<\/span>\u548c<span lang=\"en-US\">10.5%<\/span>\u3002<\/li>\n<\/ul>\n<h2 class=\"Body-Subhead-Grey-Chi\" lang=\"zh-CN\" style=\"text-align: justify;\"><span class=\"vantage-red\"><strong>\u6d41\u52a8\u6027\u98ce\u9669<\/strong><\/span><\/h2>\n<p class=\"Body-body-Chi\" lang=\"zh-CN\" style=\"text-align: justify;\">\u300a\u6307\u5bfc\u610f\u89c1\u300b\u63d0\u51fa\u8981\u5efa\u7acb\u591a\u7ef4\u5ea6\u7684\u6d41\u52a8\u6027\u98ce\u9669\u76d1\u7ba1\u6807\u51c6\u548c\u76d1\u6d4b\u6307\u6807\u4f53\u7cfb\uff0c\u5305\u62ec\u5efa\u7acb\u6d41\u52a8\u6027\u8986\u76d6\u7387\u3001\u51c0\u7a33\u5b9a\u878d\u8d44\u6bd4\u4f8b\u3001\u6d41\u52a8\u6027\u6bd4\u4f8b\u3001\u5b58\u8d37\u6bd4\u4ee5\u53ca\u6838\u5fc3\u8d1f\u503a\u4f9d\u5b58\u5ea6\u3001\u6d41\u52a8\u6027\u7f3a\u53e3\u7387\u3001\u5ba2\u6237\u5b58\u6b3e\u96c6\u4e2d\u5ea6\u4ee5\u53ca\u540c\u4e1a\u8d1f\u503a\u96c6\u4e2d\u5ea6\u7b49\u591a\u4e2a\u6d41\u52a8\u6027\u98ce\u9669\u76d1\u7ba1\u548c\u76d1\u6d4b\u6307\u6807\uff0c\u5176\u4e2d\u6d41\u52a8\u6027\u8986\u76d6\u7387\u3001\u51c0\u7a33\u5b9a\u878d\u8d44\u6bd4\u4f8b\u5747\u4e0d\u5f97\u4f4e\u4e8e<span lang=\"en-US\">100%<\/span>\u3002<\/p>\n<h2 class=\"Body-Subhead-Grey-Chi\" lang=\"zh-CN\" style=\"text-align: justify;\"><span class=\"vantage-red\"><strong>\u8d37\u6b3e\u635f\u5931\u51c6\u5907<\/strong><\/span><\/h2>\n<p class=\"Body-body-Chi\" lang=\"zh-CN\" style=\"text-align: justify;\">\u300a\u6307\u5bfc\u610f\u89c1\u300b\u8981\u6c42\u5efa\u7acb\u8d37\u6b3e\u62e8\u5907\u7387\u548c\u62e8\u5907\u8986\u76d6\u7387\u76d1\u7ba1\u6807\u51c6\uff0c\u5176\u4e2d\u8d37\u6b3e\u62e8\u5907\u7387\uff08\u8d37\u6b3e\u635f\u5931\u51c6\u5907\u5360\u8d37\u6b3e\u7684\u6bd4\u4f8b\uff09\u4e0d\u4f4e\u4e8e<span lang=\"en-US\">2.5%<\/span>\uff0c\u62e8\u5907\u8986\u76d6\u7387\uff08\u8d37\u6b3e\u635f\u5931\u51c6\u5907\u5360\u4e0d\u826f\u8d37\u6b3e\u7684\u6bd4\u4f8b\uff09\u4e0d\u4f4e\u4e8e<span lang=\"en-US\">150%<\/span>\uff0c\u539f\u5219\u4e0a\u6309\u4e24\u8005\u5b70\u9ad8\u7684\u65b9\u6cd5\u786e\u5b9a\u94f6\u884c\u4e1a\u91d1\u878d\u673a\u6784\u8d37\u6b3e\u635f\u5931\u51c6\u5907\u76d1\u7ba1\u8981\u6c42\u3002<\/p>\n<h2 class=\"Body-Subhead-Grey-Chi\" lang=\"zh-CN\" style=\"text-align: justify;\"><span class=\"vantage-red\"><strong>\u8fc7\u6e21\u671f\u5b89\u6392<\/strong><\/span><\/h2>\n<p class=\"Body-body-Chi\" lang=\"zh-CN\" style=\"text-align: justify;\">\u4e0a\u8ff0\u65b0\u76d1\u7ba1\u6807\u51c6\u5747\u4ece<span lang=\"en-US\">2012<\/span>\u5e74<span lang=\"en-US\">1<\/span>\u6708<span lang=\"en-US\">1<\/span>\u65e5\u5f00\u59cb\u6267\u884c\uff0c\u94f6\u76d1\u4f1a\u540c\u65f6\u4f5c\u51fa\u4e86\u5982\u4e0b\u8fc7\u6e21\u671f\u5b89\u6392\uff1a<\/p>\n<ul>\n<li class=\"Body-Bullet-Chi\" lang=\"zh-CN\" style=\"text-align: justify;\">\u8d44\u672c\u5145\u8db3\u7387\u7684\u65b0\u76d1\u7ba1\u6807\u51c6\uff1a\u7cfb\u7edf\u91cd\u8981\u6027\u94f6\u884c\u548c\u975e\u7cfb\u7edf\u91cd\u8981\u6027\u94f6\u884c\u5e94\u5206\u522b\u4e8e<span lang=\"en-US\">2013<\/span>\u5e74\u5e95\u548c<span lang=\"en-US\">2016<\/span>\u5e74\u5e95\u524d\u8fbe\u6807\u3002\u8fc7\u6e21\u671f\u7ed3\u675f\u540e\uff0c\u5404\u7c7b\u94f6\u884c\u5e94\u6309\u7167\u65b0\u76d1\u7ba1\u6807\u51c6\u62ab\u9732\u8d44\u672c\u5145\u8db3\u7387\u548c\u6760\u6746\u7387\uff1b<\/li>\n<li class=\"Body-Bullet-Chi\" lang=\"zh-CN\" style=\"text-align: justify;\">\u6d41\u52a8\u6027\u98ce\u9669\u7684\u65b0\u76d1\u7ba1\u6807\u51c6\uff1a\u6d41\u52a8\u6027\u8986\u76d6\u7387\u548c\u51c0\u7a33\u5b9a\u878d\u8d44\u6bd4\u4f8b\u5206\u522b\u7ed9\u4e88<span lang=\"en-US\">2<\/span>\u5e74\u548c<span lang=\"en-US\">5<\/span>\u5e74\u7684\u89c2\u5bdf\u671f\uff0c\u94f6\u884c\u4e1a\u91d1\u878d\u673a\u6784\u5e94\u4e8e<span lang=\"en-US\">2013<\/span>\u5e74\u5e95\u548c<span lang=\"en-US\">2016<\/span>\u5e74\u5e95\u524d\u5206\u522b\u8fbe\u5230\u6d41\u52a8\u6027\u8986\u76d6\u7387\u548c\u51c0\u7a33\u5b9a\u878d\u8d44\u6bd4\u4f8b\u7684\u76d1\u7ba1\u8981\u6c42\uff1b<\/li>\n<li class=\"Body-Bullet-Chi\" lang=\"zh-CN\" style=\"text-align: justify;\">\u8d37\u6b3e\u635f\u5931\u51c6\u5907\u7684\u65b0\u76d1\u7ba1\u6807\u51c6\uff1a\u7cfb\u7edf\u91cd\u8981\u6027\u94f6\u884c\u5e94\u4e8e<span lang=\"en-US\">2013<\/span>\u5e74\u5e95\u524d\u8fbe\u6807\uff1b\u5bf9\u975e\u7cfb\u7edf\u91cd\u8981\u6027\u94f6\u884c\uff0c\u76d1\u7ba1\u90e8\u95e8\u5c06\u8bbe\u5b9a\u5dee\u5f02\u5316\u7684\u8fc7\u6e21\u671f\u5b89\u6392\uff0c\u5e76\u9f13\u52b1\u63d0\u524d\u8fbe\u6807\uff1a\u76c8\u5229\u80fd\u529b\u8f83\u5f3a\u3001\u8d37\u6b3e\u635f\u5931\u51c6\u5907\u8865\u63d0\u8f83\u5c11\u7684\u94f6\u884c\u4e1a\u91d1\u878d\u673a\u6784\u5e94\u5728<span lang=\"en-US\">2016<\/span>\u5e74\u5e95\u524d\u8fbe\u6807\uff1b\u4e2a\u522b\u76c8\u5229\u80fd\u529b\u8f83\u4f4e\u3001\u8d37\u6b3e\u635f\u5931\u51c6\u5907\u8865\u63d0\u8f83\u591a\u7684\u94f6\u884c\u4e1a\u91d1\u878d\u673a\u6784\u5e94\u5728<span lang=\"en-US\">2018<\/span>\u5e74\u5e95\u524d\u8fbe\u6807\u3002<\/li>\n<\/ul>\n<p><span class=\"vantage-grey\"><em>\u300a\u5546\u6cd5\u6458\u8981\u300b\u7531\u6d77\u95ee\u5f8b\u5e08\u4e8b\u52a1\u6240\u534f\u52a9\u63d0\u4f9b\uff0c\u5185\u5bb9\u4ec5\u4f9b\u53c2\u8003\u4e4b\u7528\u3002\u8bfb\u8005\u5982\u6b32\u5f00\u5c55\u4e0e\u672c\u680f\u5185\u5bb9\u76f8\u5173\u4e4b\u5de5\u4f5c\uff0c\u987b\u5bfb\u6c42\u4e13\u4e1a\u6cd5\u5f8b\u610f\u89c1\u3002\u6d77\u95ee\u5f8b\u5e08\u4e8b\u52a1\u6240\u8054\u7cfb\u65b9\u5f0f\uff1a<span class=\"s1\">baochen@haiwen-law.com<\/span>\u3002<\/em><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u4e2d\u56fd\u94f6\u884c\u4e1a\u76d1\u7763\u7ba1\u7406\u59d4\u5458\u4f1a\uff08\u7b80\u79f0\u94f6\u76d1\u4f1a\uff09\u4e8e2011\u5e744\u670827\u65e5\u9881\u5e03\u300a\u4e2d\u56fd\u94f6\u76d1\u4f1a\u5173\u4e8e\u4e2d\u56fd\u94f6\u884c\u4e1a\u5b9e\u65bd\u65b0\u76d1\u7ba1\u6807\u51c6\u7684\u6307\u5bfc<\/p>\n","protected":false},"author":16,"featured_media":197431,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"sfsi_plus_gutenberg_text_before_share":"","sfsi_plus_gutenberg_show_text_before_share":"","sfsi_plus_gutenberg_icon_type":"","sfsi_plus_gutenberg_icon_alignemt":"","sfsi_plus_gutenburg_max_per_row":"","meta-author":"","footnotes":""},"categories":[34270,75,250],"tags":[75932,4836],"class_list":["post-197652","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-34270","category-china-business-law-journal-zh-hans","category-250","tag-75932","tag-4836"],"acf":[],"_links":{"self":[{"href":"https:\/\/law-asia.visibleone.dev\/zh-hans\/wp-json\/wp\/v2\/posts\/197652","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/law-asia.visibleone.dev\/zh-hans\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/law-asia.visibleone.dev\/zh-hans\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/law-asia.visibleone.dev\/zh-hans\/wp-json\/wp\/v2\/users\/16"}],"replies":[{"embeddable":true,"href":"https:\/\/law-asia.visibleone.dev\/zh-hans\/wp-json\/wp\/v2\/comments?post=197652"}],"version-history":[{"count":0,"href":"https:\/\/law-asia.visibleone.dev\/zh-hans\/wp-json\/wp\/v2\/posts\/197652\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/law-asia.visibleone.dev\/zh-hans\/wp-json\/wp\/v2\/media\/197431"}],"wp:attachment":[{"href":"https:\/\/law-asia.visibleone.dev\/zh-hans\/wp-json\/wp\/v2\/media?parent=197652"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/law-asia.visibleone.dev\/zh-hans\/wp-json\/wp\/v2\/categories?post=197652"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/law-asia.visibleone.dev\/zh-hans\/wp-json\/wp\/v2\/tags?post=197652"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}