{"id":712677,"date":"2026-09-10T12:43:40","date_gmt":"2026-09-10T04:43:40","guid":{"rendered":"https:\/\/law.asia\/?p=712677"},"modified":"2026-09-17T16:50:43","modified_gmt":"2026-09-17T08:50:43","slug":"cross-border-financial-data-governance","status":"publish","type":"post","link":"https:\/\/law-asia.visibleone.dev\/zh-hans\/cross-border-financial-data-governance\/","title":{"rendered":"\u94f6\u884c\u8de8\u5883\u6570\u636e\u5408\u89c4\u4e0e\u5883\u5916\u76d1\u7ba1\u51b2\u7a81\u5e94\u5bf9"},"content":{"rendered":"<div style=\"width: 640px;\" class=\"wp-video\"><video class=\"wp-video-shortcode\" id=\"video-712677-1\" width=\"640\" height=\"360\" poster=\"https:\/\/law-asia.visibleone.dev\/wp-content\/uploads\/2026\/09\/Wangchufan-cover.jpg\" preload=\"metadata\" controls=\"controls\"><source type=\"video\/mp4\" src=\"https:\/\/law-asia.visibleone.dev\/wp-content\/uploads\/2026\/09\/THT-comp.mp4?_=1\" \/><a href=\"https:\/\/law-asia.visibleone.dev\/wp-content\/uploads\/2026\/09\/THT-comp.mp4\">https:\/\/law-asia.visibleone.dev\/wp-content\/uploads\/2026\/09\/THT-comp.mp4<\/a><\/video><\/div>\n<p class=\"PP_PP-Body-DropCap-Chi\" style=\"text-align: justify;\"><span class=\"PP_PP-Body-DropCap-Chi::first-letter custom-dropcap-red vantage-red\">\u5728<\/span>\u91d1\u878d\u6570\u5b57\u5316\u4e0e\u56fd\u9645\u5316\u5e76\u884c\u63a8\u8fdb\u7684\u80cc\u666f\u4e0b\uff0c\u91d1\u878d\u6570\u636e\u5df2\u6210\u4e3a\u5546\u4e1a\u94f6\u884c\u7684\u91cd\u8981\u57fa\u7840\u8d44\u6e90\u3002\u4e00\u65b9\u9762\uff0c\u300a\u94f6\u884c\u4e1a\u76d1\u7763\u7ba1\u7406\u6cd5\u300b\u4fee\u8ba2\u8349\u6848\u7b49\u56fd\u5185\u89c4\u5219\u6301\u7eed\u5f3a\u5316\u6570\u636e\u6cbb\u7406\uff1b\u53e6\u4e00\u65b9\u9762\uff0c\u7f8e\u6b27\u957f\u81c2\u7ba1\u8f96\u548c\u8de8\u5883\u6570\u636e\u76d1\u7ba1\u4e0d\u65ad\u52a0\u7801\u3002\u672c\u6587\u7ed3\u5408\u4e2d\u7f8e\u6b27\u89c4\u5219\u4e0e\u6848\u4f8b\uff0c\u5206\u6790\u94f6\u884c\u9762\u4e34\u7684\u5408\u89c4\u51b2\u7a81\uff0c\u5e76\u63d0\u51fa\u5b8c\u5584\u8de8\u5883\u6570\u636e\u6cbb\u7406\u4f53\u7cfb\u7684\u8def\u5f84\u3002<\/p>\n<h2 class=\"PP_PP-Subhead-Red-Chi\" lang=\"zh-CN\" style=\"text-align: justify;\"><span class=\"vantage-red\"><strong>\u65b0\u8d8b\u52bf<\/strong><\/span><\/h2>\n<p class=\"PP_PP-Body-No-Indent-Chi\" style=\"text-align: justify;\">\u968f\u7740\u91d1\u878d\u6cd5\u6cbb\u5efa\u8bbe\u63a8\u8fdb\uff0c\u94f6\u884c\u6570\u636e\u6cbb\u7406\u4e0e\u4fe1\u606f\u4fdd\u5bc6\u51fa\u73b0\u66f4\u9ad8\u7684\u76d1\u7ba1\u8981\u6c42\u3002\u300a\u94f6\u884c\u4e1a\u76d1\u7763\u7ba1\u7406\u6cd5\u300b\u4fee\u8ba2\u8349\u6848\uff08\u4e0b\u79f0\u201c\u8349\u6848\u201d\uff09\u7531\u73b0\u884c52\u6761\u6269\u5c55\u81f380\u6761\uff0c\u5df2\u8fdb\u5165\u5168\u56fd\u4eba\u5927\u5e38\u59d4\u4f1a\u5ba1\u8bae\u9636\u6bb5\uff0c\u9884\u8ba1\u5e74\u5185\u5b8c\u6210\u4fee\u8ba2\u5e76\u843d\u5730\u3002\u8349\u6848\u7b2c\u56db\u5341\u516d\u6761\u5c06\u94f6\u884c\u4e1a\u4fe1\u606f\u6280\u672f\u670d\u52a1\u673a\u6784\u7eb3\u5165\u76d1\u7ba1\uff0c\u7981\u6b62\u64c5\u81ea\u622a\u53d6\u3001\u5b58\u50a8\u3001\u8f6c\u53d1\u94f6\u884c\u6570\u636e\uff1b\u7b2c\u516b\u6761\u89c4\u5b9a\uff0c\u672a\u7ecf\u76d1\u7ba1\u673a\u6784\u53ca\u6709\u5173\u4e3b\u7ba1\u90e8\u95e8\u540c\u610f\uff0c\u5883\u5185\u94f6\u884c\u4e0d\u5f97\u64c5\u81ea\u5411\u5883\u5916\u76d1\u7ba1\u673a\u6784\u63d0\u4f9b\u4e1a\u52a1\u6587\u4ef6\u548c\u8d44\u6599\uff1b\u7b2c\u56db\u5341\u56db\u6761\u5219\u786e\u7acb\u91d1\u878d\u9886\u57df\u53cd\u5236\u673a\u5236\u3002<\/p>\n<p class=\"PP_PP-Body-Chi\" style=\"text-align: justify;\">\u540c\u65f6\uff0c\u6839\u636e\u300a\u53cd\u6d17\u94b1\u6cd5\u300b\u7b2c\u4e94\u5341\u6761\u3001\u4eba\u6c11\u94f6\u884c\u6570\u636e\u5b89\u5168\u7ba1\u7406\u89c4\u5219\u53ca\u5546\u52a1\u90e8\u7b2c21\u53f7\u963b\u65ad\u7981\u4ee4\uff0c\u91d1\u878d\u673a\u6784\u5728\u9762\u5bf9\u5916\u56fd\u53f8\u6cd5\u3001\u6267\u6cd5\u6216\u76d1\u7ba1\u673a\u6784\u76f4\u63a5\u8c03\u53d6\u5ba2\u6237\u8eab\u4efd\u4e0e\u4ea4\u6613\u6570\u636e\u65f6\uff0c\u660e\u786e\u8d1f\u6709\u963b\u65ad\u4e49\u52a1\uff0c\u5e94\u660e\u786e\u4e0d\u627f\u8ba4\u3001\u4e0d\u6267\u884c\u3001\u4e0d\u9075\u5b88\u7f8e\u65b9\u4f9d\u636e\u5176\u884c\u653f\u4ee4\u65bd\u52a0\u7684\u4e00\u7cfb\u5217\u63aa\u65bd\uff0c\u5305\u62ec\u5217\u5165\u7279\u522b\u6307\u5b9a\u56fd\u6c11\u548c\u88ab\u51bb\u7ed3\u4eba\u5458\u6e05\u5355\uff08SDN\u6e05\u5355\uff09\u3001\u51bb\u7ed3\u8d44\u4ea7\u53ca\u7981\u6b62\u4ea4\u6613\u7b49\u3002<\/p>\n<p class=\"PP_PP-Body-Chi\" style=\"text-align: justify;\">\u8fd9\u4e00\u7cfb\u5217\u5236\u5ea6\u4e3a\u4e2d\u8d44\u94f6\u884c\u62b5\u5fa1\u5883\u5916\u957f\u81c2\u7ba1\u8f96\u63d0\u4f9b\u6cd5\u6cbb\u5c4f\u969c\uff0c\u4e5f\u4f7f\u94f6\u884c\u9762\u4e34\u591a\u6cd5\u57df\u4e49\u52a1\u76f8\u4e92\u51b2\u7a81\u7684\u5408\u89c4\u4e24\u96be\u3002<\/p>\n<h2 class=\"PP_PP-Subhead-Red-Chi\" lang=\"zh-CN\" style=\"text-align: justify;\"><span class=\"vantage-red\"><strong>\u4e3b\u8981\u51b2\u7a81<\/strong><\/span><\/h2>\n<figure id=\"attachment_712667\" aria-describedby=\"caption-attachment-712667\" style=\"width: 200px\" class=\"wp-caption alignright\"><a href=\"https:\/\/law-asia.visibleone.dev\/wp-content\/uploads\/2026\/09\/WANG-CHUFAN.jpg\"><img decoding=\"async\" class=\"wp-image-712667 size-full\" src=\"https:\/\/law-asia.visibleone.dev\/wp-content\/uploads\/2026\/09\/WANG-CHUFAN.jpg\" alt=\"WANG CHUFAN\" width=\"200\" height=\"250\" \/><\/a><figcaption id=\"caption-attachment-712667\" class=\"wp-caption-text\"><strong>\u738b\u695a\u5e06<\/strong> <br \/>\u5408\u4f19\u4eba<br \/>\u6cf0\u548c\u6cf0\u5f8b\u5e08\u4e8b\u52a1\u6240<br \/>\u7535\u8bdd: +86 28 8662 5656<br \/>\u7535\u5b50\u4fe1\u7bb1: chufan.wang@tahota.com<\/figcaption><\/figure>\n<p class=\"PP_PP-Body-No-Indent-Chi\" style=\"text-align: justify;\"><strong><span class=\"CharOverride-36\">\u5883\u5916\u53f8\u6cd5\u53d6\u8bc1\u4e0e\u6570\u636e\u4e3b\u6743\u4fdd\u62a4\u7684\u51b2\u7a81\u3002<\/span><\/strong>\u5728\u8de8\u5883\u7ea0\u7eb7\u3001\u53cd\u6d17\u94b1\u8c03\u67e5\u548c\u5236\u88c1\u6267\u884c\u4e2d\uff0c\u5883\u5916\u673a\u5173\u53ef\u80fd\u8981\u6c42\u94f6\u884c\u63d0\u4f9b\u5ba2\u6237\u8eab\u4efd\u53ca\u4ea4\u6613\u6570\u636e\u3002\u5728<em>Gucci America, Inc. v Bank of China Ltd. (2014<\/em>)\u4e89\u8bae\u4e2d\uff0c\u4e2d\u56fd\u94f6\u884c\u65e2\u987b\u5c65\u884c\u4e2d\u56fd\u6cd5\u4e0a\u7684\u4fdd\u5bc6\u4e49\u52a1\uff0c\u53c8\u9762\u4e34\u56e0\u4e0d\u914d\u5408\u7f8e\u56fd\u53f8\u6cd5\u800c\u88ab\u8ba4\u5b9a\u85d0\u89c6\u6cd5\u5ead\u3001\u627f\u62c5\u9ad8\u989d\u7f5a\u6b3e\u7684\u98ce\u9669\u3002\u8be5\u6848\u4ef6\u4f53\u73b0\u4e86\u91d1\u878d\u673a\u6784\u5728\u8de8\u5883\u53f8\u6cd5\u7a0b\u5e8f\u4e2d\u9762\u4e34\u7684\u53cc\u91cd\u7ea6\u675f\u3002<\/p>\n<p class=\"PP_PP-Body-Chi\" style=\"text-align: justify;\"><strong><span class=\"CharOverride-36\">\u6570\u636e\u8de8\u5883\u6d41\u52a8\u4e0e\u56fd\u5bb6\u5b89\u5168\u76d1\u7ba1\u7684\u51b2\u7a81\u3002<\/span><\/strong>\u7f8e\u56fd\u4e8e2024\u5e74\u53d1\u5e03\u7b2c14117\u53f7\u884c\u653f\u547d\u4ee4\uff0c\u8fdb\u4e00\u6b65\u9650\u5236\u201c\u53d7\u5173\u6ce8\u56fd\u5bb6\u201d\u6279\u91cf\u83b7\u53d6\u7f8e\u56fd\u516c\u6c11\u7684\u654f\u611f\u4e2a\u4eba\u6570\u636e\uff0c\u5e76\u5f3a\u5316\u76f8\u5173\u4ea4\u6613\u76d1\u7ba1\u3002\u5bf9\u4e8e\u8de8\u5883\u94f6\u884c\u800c\u8a00\uff0c\u8fd9\u610f\u5473\u7740\u9700\u8981\u540c\u65f6\u5173\u6ce8\u6570\u636e\u5b58\u50a8\u3001\u8bbf\u95ee\u6743\u9650\u3001\u96c6\u56e2\u5185\u90e8\u5171\u4eab\u4ee5\u53ca\u7b2c\u4e09\u65b9\u6280\u672f\u670d\u52a1\u5b89\u6392\u6240\u4ea7\u751f\u7684\u5408\u89c4\u98ce\u9669\u3002\u7f8e\u56fd\u6cd5\u9662\u53ef\u80fd\u4f9d\u636e\u300a\u6f84\u6e05\u5408\u6cd5\u4f7f\u7528\u5883\u5916\u6570\u636e\u6cd5\u6848\u300b\u786e\u7acb\u7684\u201c\u6570\u636e\u63a7\u5236\u8005\u6807\u51c6\u201d\uff0c\u8981\u6c42\u53d7\u5176\u7ba1\u8f96\u7684\u6bcd\u884c\u6216\u5206\u652f\u673a\u6784\u8c03\u53d6\u5b58\u50a8\u5728\u4e2d\u56fd\u5883\u5185\u7684\u6570\u636e\u3002\u56e0\u6b64\uff0c\u94f6\u884c\u5728\u8de8\u5883\u4e1a\u52a1\u4e2d\u9762\u4e34\u4e24\u96be\u5904\u5883\uff0c\u65e2\u8981\u6ee1\u8db3\u5883\u5916\u7684\u4fe1\u606f\u62ab\u9732\u8981\u6c42\uff0c\u53c8\u987b\u9075\u5b88\u5883\u5185\u7684\u6570\u636e\u51fa\u5883\u9650\u5236\u3002<\/p>\n<p class=\"PP_PP-Body-Chi\" style=\"text-align: justify;\"><strong><span class=\"CharOverride-36\">\u4e2a\u4eba\u4fe1\u606f\u4fdd\u62a4\u4e0e\u91d1\u878d\u5168\u7403\u5316\u7684\u51b2\u7a81\u3002<\/span><\/strong>\u6b27\u76df\u300a\u901a\u7528\u6570\u636e\u4fdd\u62a4\u6761\u4f8b\u300b\uff08GDPR\uff09\u5f3a\u8c03\u4e2a\u4eba\u6743\u5229\u548c\u6570\u636e\u6301\u7eed\u4fdd\u62a4\u3002\u5728\u6570\u636e\u4fdd\u62a4\u4e13\u5458\u8bc9\u8138\u4e66\u7231\u5c14\u5170\u6709\u9650\u516c\u53f8\u6848\uff08Schrems II\u6848\uff09\u4e2d\uff0c\u6b27\u76df\u6cd5\u9662\u8ba4\u4e3a\u7f8e\u56fd\u76f8\u5173\u6cd5\u5f8b\u4f53\u7cfb\u65e0\u6cd5\u5145\u5206\u4fdd\u969c\u6b27\u76df\u4e2a\u4eba\u6570\u636e\u4fdd\u62a4\uff0c\u56e0\u6b64\u5426\u5b9a\u4e86\u539f\u6709\u6b27\u7f8e\u9690\u79c1\u76fe\u673a\u5236\u3002\u8be5\u5224\u51b3\u786e\u7acb\u4e86\u4e00\u4e2a\u91cd\u8981\u539f\u5219\uff1a\u6570\u636e\u8de8\u5883\u4f20\u8f93\u4e0d\u80fd\u4ec5\u4f9d\u8d56\u5546\u4e1a\u5b89\u6392\uff0c\u8fd8\u9700\u8981\u5173\u6ce8\u7b2c\u4e09\u56fd\u6574\u4f53\u6cd5\u5f8b\u4fdd\u62a4\u6c34\u5e73\u3002\u5bf9\u4e8e\u94f6\u884c\u800c\u8a00\uff0c\u5ba2\u6237\u91d1\u878d\u4fe1\u606f\u517c\u5177\u4e2a\u4eba\u4fe1\u606f\u548c\u91d1\u878d\u6570\u636e\u5c5e\u6027\uff0c\u5176\u8de8\u5883\u5904\u7406\u9700\u8981\u6ee1\u8db3\u66f4\u52a0\u4e25\u683c\u7684\u5408\u89c4\u8981\u6c42\u3002<\/p>\n<h2 class=\"PP_PP-Subhead-Red-Chi\" lang=\"zh-CN\" style=\"text-align: justify;\"><span class=\"vantage-red\"><strong>\u6cbb\u7406\u8def\u5f84<\/strong><\/span><\/h2>\n<p class=\"PP_PP-Body-No-Indent-Chi\" style=\"text-align: justify;\">\u9762\u5bf9\u590d\u6742\u76d1\u7ba1\u73af\u5883\uff0c\u5546\u4e1a\u94f6\u884c\u5e94\u5c06\u6570\u636e\u6cbb\u7406\u7eb3\u5165\u516c\u53f8\u6cbb\u7406\u4e0e\u6218\u7565\u7ba1\u7406\uff0c\u5f62\u6210\u8986\u76d6\u4e1a\u52a1\u5168\u6d41\u7a0b\u7684\u5168\u7403\u5408\u89c4\u4f53\u7cfb\u3002<\/p>\n<p class=\"PP_PP-Body-Chi\" style=\"text-align: justify;\"><strong><span class=\"CharOverride-36\">\u7b51\u7262\u5883\u5185\u6570\u636e\u5b89\u5168\u5e95\u7ebf\u3002<\/span><\/strong>\u94f6\u884c\u5e94\u4ee5\u300a\u7f51\u7edc\u5b89\u5168\u6cd5\u300b\u300a\u6570\u636e\u5b89\u5168\u6cd5\u300b\u300a\u4e2a\u4eba\u4fe1\u606f\u4fdd\u62a4\u6cd5\u300b\u53ca\u91d1\u878d\u76d1\u7ba1\u7ec6\u5219\u4e3a\u57fa\u7840\uff0c\u5efa\u7acb\u6570\u636e\u5206\u7c7b\u5206\u7ea7\u7ba1\u7406\u5236\u5ea6\uff0c\u6839\u636e\u6570\u636e\u654f\u611f\u7a0b\u5ea6\u3001\u4e1a\u52a1\u7528\u9014\u548c\u76d1\u7ba1\u8981\u6c42\u91c7\u53d6\u5dee\u5f02\u5316\u7ba1\u7406\u63aa\u65bd\uff0c\u5e76\u5c06\u6570\u636e\u5408\u89c4\u5ba1\u67e5\u524d\u7f6e\u81f3\u4e1a\u52a1\u8bbe\u8ba1\u9636\u6bb5\u3002<\/p>\n<p class=\"PP_PP-Body-Chi\" style=\"text-align: justify;\"><strong><span 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