Tag: Banking Finance and Restructuring
Reinstating the primacy of commercial creditors
2026 IBC amendments restore distribution priorities after Rainbow Papers elevated government dues as secured claims
RBI tightening rules on financial product marketing
RBI tightens rules on bank product advertising, sales and consent under 2026 amendment, which takes effect in January 2027
Ending ‘exceptionalism’ for prepaid payment instruments
RBI draft PPI directions end fintech exceptionalism, imposing activity-based governance, KYC, consumer protection and interoperability
Liberalisation of India’s external commercial borrowing regime
RBI amends ECB rules, broadening borrowers and lenders, easing pricing, end use and maturities under FEMA
Digital banking: Framework of transactions and consumer liability in India
RBI rules tighten consumer liability for unauthorised digital banking and UPI transactions amid cyber fraud
Impact of E-Khata on lending security in Karnataka
KRERA decision makes E-Khata transfer essential for Karnataka property sales, mortgages, enforceability and lending security
Either or survivor bank accounts: Rights of heirs explained
Clarifying rights in ‘either or survivor’ bank accounts, fixed deposits and banks’ legal obligations
RBI moves to liberalise external commercial borrowing
RBI draft ECB rules liberalise borrowing, expand eligibility and adopt market-based, risk-focused framework to boost foreign debt
Consolidated framework for NFB facilities by regulated entities
RBI introduces stricter rules for NFB facilities, electronic guarantees and partial credit enhancements
Changing paradigm of co-lending in India
RBI issues draft guidelines to streamline co-lending and promote financial inclusion
